Long-Term CareLong-term care insurance is an important component of financial planning. Taking care of those we love is often a starting point when creating a financial plan. But we often exclude ourselves and consider others first. Planning how to take care of ourselves in the future, when we might not be able to do all the things we currently enjoy, can provide a roadmap and resources for our loved ones when they are concerned about our well-being. Long-term care insurance provides a way to help pay for potential expenses when you can’t do all the things you used to do. It gives you the control to determine the types of settings where you might want to receive care — especially if you want to receive care in your own home.